Usury / Insurance

Ref. No. 37 / 1038

In the name of Allah the most Gracious the most Merciful

The answer to your question is hereunder:

It includes interest and usury that’s why it is not allowed, hence you have to abstain from it.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Usury / Insurance

Ref. No. 

 

 In the name of Allah the most gracious the most merciful

The answer to your question is as follows:

Taking loan is not allowed in normal conditions. However, if one takes loan in a dire need, or to protect oneself from falling prey to transgressors etc., it may be allowable. But it requires much caution before proceeding ahead. If you think it is necessary to take loan, then you have to write your necessities to Darul Ifta so that we can suggest if you can take interest-based loan or not. You must not name your desire as a necessity.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

 

Usury / Insurance

Ref. No. 37 / 1051

In the name of Allah the most Gracious the most Merciful

The answer to your question is follows:

Exchanging old coins and getting more money than the original value in return is unlawful.

And Allah knows best

 

Darul Ifta

Darul Uloom Waqf Deoband

Usury / Insurance

Ref. No. 2845/45-4479

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Only the money (6 lakh) you invested in the insurance plan is yours. The additional amount (5 lakh) you got is the interest amount, which is not Halal for you. The Interest amount must be given to the poor without the intention of reward.

﴿ يَآ أَيُّهَا الَّذِينَ اٰمَنُوآ اِنَّمَا الْخَمْرُ وَالْمَيْسِرُ وَالْأَنْصَابُ وَالْأَزْلَامُ رِجْسٌ مِّنْ عَمَلِ الشَّيْطَانِ فَاجْتَنِبُوهُ لَعَلَّكُمْ تُفْلِحُون﴾ [المائدة: 90]

" عَنْ عَمْرِو بْنِ يَثْرِبِيٍّ، قَالَ: خَطَبَنَا رَسُولُ اللهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ فَقَالَ: «لَا يَحِلُّ لِامْرِئٍ مِنْ مَالِ أَخِيهِ شَيْءٌ إِلَّا بِطِيبِ نَفْسٍ مِنْهُ»". (شرح معانی الآثار،(2/313 ، کتاب الکراهة، ط: حقانيه)

 

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

 

Usury / Insurance

Ref. No. 2239/44-2383

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Whether the rate of interest is low or high, whether the interest is given by a private institution or by the government, the interest will be unlawful and haram in Islamic Shariah.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

 

Usury / Insurance

Ref. No. 2579/45-3947

In the name of Allah the most Gracious the most Merciful

The answer to your question is follows:

Your question is not clear and we are not able to know how this policy will reduce your income tax.  And if you do not take profit from this policy, will it give some concession or deduction in income tax or not? Write the detail about the policy and resend your query.

Darul Ifta

Darul Uloom Waqf Deoband

 

Usury / Insurance

Ref. No. 41/1020

In the name of Allah the most gracious the most merciful

The answer to your question is as follows:

A menstruating woman is not allowed to do tawaf. For, it is done in masjid and she is not allowed to enter the masjid being in period. She can do saee which is done outside the masjid premises. (2) In Umra it is very important to do all arkan in order. So, one is not allowed to do Saee before Tawaf.

وتقدیم طوافہا علی السعی شرط لصحۃ السعی و تقدیم سعیہا علی ا لحلق واجب (غنیۃ الناسک ص:١٩٧)و لایجب الطہارۃ عن الجنابۃ و الحیض سواء کان سعی عمرۃ او حج لانہ عبادۃ تؤدی لافی المسجد الحرام و الاصل ان کل عبادۃ تؤدی لا فی المسجد الحرام فی الاحکام المناسک فالطہارۃ لیست بواجبۃ لہا کالسعی و الوقوف بعرفۃ والمزدلفۃ(غنیۃ ص:٧٢)

And Allah knows best

Darul Ifta            

Darul Uloom Waqf Deoband

Usury / Insurance

Ref. No. 2647

Answer:

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

In areas where there is such a high probability, it is permissible for Muslims of those areas to adopt this policy for their protection, but in general, it cannot be allowable under normal circumstances.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband


 

 

Usury / Insurance

Ref. No. 2648/45-4227

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

It is not allowable to run a Madrasa or Maktab in a masjid or in its basement without the permission and consultation of the masjid management, and that is the reason why this dispute is happening, so the rector of the madrasa should first get permission from the masjid committee and then run the madrasa or maktab in the premises of Masjid.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband


 

 

Usury / Insurance

Ref. No. 41/1022

In the name of Allah the most gracious the most merciful

The answer to your question is as follows:

It is not allowed to help others in sin. The Holy Quran says: “Help you one another in virtue, righteousness and piety; but do not help one another in sin and transgression. And fear Allah. Verily, Allah is Severe in punishment”. (Surah Maidah). So his salary thfough this job is Haram. He must quit the current job and look for an alternative Halal job.

And Allah knows best

Darul Ifta            

Darul Uloom Waqf Deoband