Ref. No. 2845/45-4479

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Only the money (6 lakh) you invested in the insurance plan is yours. The additional amount (5 lakh) you got is the interest amount, which is not Halal for you. The Interest amount must be given to the poor without the intention of reward.

﴿ يَآ أَيُّهَا الَّذِينَ اٰمَنُوآ اِنَّمَا الْخَمْرُ وَالْمَيْسِرُ وَالْأَنْصَابُ وَالْأَزْلَامُ رِجْسٌ مِّنْ عَمَلِ الشَّيْطَانِ فَاجْتَنِبُوهُ لَعَلَّكُمْ تُفْلِحُون﴾ [المائدة: 90]

" عَنْ عَمْرِو بْنِ يَثْرِبِيٍّ، قَالَ: خَطَبَنَا رَسُولُ اللهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ فَقَالَ: «لَا يَحِلُّ لِامْرِئٍ مِنْ مَالِ أَخِيهِ شَيْءٌ إِلَّا بِطِيبِ نَفْسٍ مِنْهُ»". (شرح معانی الآثار،(2/313 ، کتاب الکراهة، ط: حقانيه)

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 2239/44-2383

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Whether the rate of interest is low or high, whether the interest is given by a private institution or by the government, the interest will be unlawful and haram in Islamic Shariah.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 2579/45-3947

In the name of Allah the most Gracious the most Merciful

The answer to your question is follows:

Your question is not clear and we are not able to know how this policy will reduce your income tax.  And if you do not take profit from this policy, will it give some concession or deduction in income tax or not? Write the detail about the policy and resend your query.

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 41/1020

In the name of Allah the most gracious the most merciful

The answer to your question is as follows:

A menstruating woman is not allowed to do tawaf. For, it is done in masjid and she is not allowed to enter the masjid being in period. She can do saee which is done outside the masjid premises. (2) In Umra it is very important to do all arkan in order. So, one is not allowed to do Saee before Tawaf.

وتقدیم طوافہا علی السعی شرط لصحۃ السعی و تقدیم سعیہا علی ا لحلق واجب (غنیۃ الناسک ص:١٩٧)و لایجب الطہارۃ عن الجنابۃ و الحیض سواء کان سعی عمرۃ او حج لانہ عبادۃ تؤدی لافی المسجد الحرام و الاصل ان کل عبادۃ تؤدی لا فی المسجد الحرام فی الاحکام المناسک فالطہارۃ لیست بواجبۃ لہا کالسعی و الوقوف بعرفۃ والمزدلفۃ(غنیۃ ص:٧٢)

And Allah knows best

Darul Ifta            

Darul Uloom Waqf Deoband

Ref. No. 2647

Answer:

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

In areas where there is such a high probability, it is permissible for Muslims of those areas to adopt this policy for their protection, but in general, it cannot be allowable under normal circumstances.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 2648/45-4227

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

It is not allowable to run a Madrasa or Maktab in a masjid or in its basement without the permission and consultation of the masjid management, and that is the reason why this dispute is happening, so the rector of the madrasa should first get permission from the masjid committee and then run the madrasa or maktab in the premises of Masjid.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 41/1022

In the name of Allah the most gracious the most merciful

The answer to your question is as follows:

It is not allowed to help others in sin. The Holy Quran says: “Help you one another in virtue, righteousness and piety; but do not help one another in sin and transgression. And fear Allah. Verily, Allah is Severe in punishment”. (Surah Maidah). So his salary thfough this job is Haram. He must quit the current job and look for an alternative Halal job.

And Allah knows best

Darul Ifta            

Darul Uloom Waqf Deoband

Ref. No. 2773/45-4325

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

In the Holy Quran and hadiths, we are ordered with strict words to avoid usury and usury based transactions, even it is said that if those who take and give usury and do not repent, they should be ready to fight against Allah and His Messenger, so all kinds of usurious transaction is forbidden and Haram, thus the matter should not be taken for granted. Therefore, just as life insurance, medical insurance, etc. are prohibited, insurance of goods is also prohibited. You deposit extra money for a fixed period of time, during which you may not need to repair the equipment at all and lose the money. And maybe, so many repairs are needed that the insurers lose. So that is a form of gambling which is clearly prohibited in Islamic Shariah. If the service is given by the said company without an extra charge, it will be allowable and there should be no harm in it.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband