Ref. No. 1094/42-278

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

It appears nothing wrong to do this course as you mentioned. However, if you find anything wrong, write to us in detail.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 1438/42-859

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

We don’t know the gold ETF. Write in detail about Gold ETF.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 828/41-136

In the name of Allah the most gracious the most merciful

The answer to your question is as follows:

Paying grinding fee along with some amount of wheat is permissible if it not taken from the same grinded wheat. But if it is conditioned that the deduction would be from the same wheat grinded here then it would not be permissible and such a transaction is termed in a Hadith with ‘Qafeez e Tahhan’ which is an unlawful transaction in Shariah. 

ولو دفع غزلا لینسجہ لہ بنصفہ ای بنصف الغزل او استاجر بغلا لیحمل طعامہ ببعضہ او ثورا لیطحن برہ ببعض دقیقہ فسدت فی الکل لانہ استاجر لجزء من عملہ والاصل فی ذلک نھیہ  ﷺ والحیلۃ ان یفرز الاجر اولا او یسمی قفیزا بلاتعیین ثم یعطیہ قفیزا منہ فیجوز (ردالمحتار مطلب فی الاستئجار 6/57)

And Allah knows best

Darul Ifta            

Darul Uloom Waqf Deoband

Ref. No. 2623/45-3985

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Usurious and interest based dealing is a major sin in Islam. So, Interest based loan is not allowed. The holy Quran and Hadith warn those who go for interest based dealings. In Shariah, the interest money should be taken out from the bank and given freely to the poor without intention of getting reward. However, as you also have an account with the bank from which you took the loan, and from the same bank you got some interest amount. Therefore, you are allowed to pay the interest amount to pay to loan interest. But, you have to avoid such a usurious loan in the future.

ويردونها على أربابها إن عرفوهم، وإلا تصدقوا بها لأن سبيل الكسب الخبيث التصدق إذا تعذر الرد على صاحبه اهـ." (الدر المختار وحاشية ابن عابدين (رد المحتار (6/ 385

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 2024/44-1994

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

If you have already made an agreement with a shopkeeper that the customer who goes to the shop in your name or with your slip, the shopkeeper will have to pay 5% commission on his total bill without any extra charge to the customer. Now, if the shopkeeper gives the goods to the customer at the market price, and the shopkeeper does not increase the price due to the workman, then it is permissible to take a specified commission from the shopkeeper. You go with the customer or send him alone to the specified shop, in both cases you are entitled to receive your commission.

لو سعی الدلال بينهما وباع المالک بنفسه ینظر إلی المعرف إن کانت الدلالة علی البائع فعليه وإن کانت علی المشتري فعليه وإن کانت عليهما فعليهما. (شرح منظومة ابن وهبان: ۲/۷۸)

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 1429/42-865

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Bribery is forbidden in Sharia. If you are qualified for this job and carry out your assigned duties well, then your pay is halal. And if you are not able to discharge the obligation, but you were selected on the basis of bribe, then the income will not be halal. There will also be the sin of depriving others of their rights.

ووجه آخر من الرشوة وهو الذي يرشو السلطان لدفع ظلمه عنه فهذه الرشوة محرمة على آخذها غير محظورة على معطيها وروي عن جابر بن زيد والشعبي قالا لا بأس بأن يصانع الرجل عن نفسه وماله إذا خاف الظلم وعن عطاء وإبراهيم مثله.

وروى هشام عن الحسن قال لعن رسول الله صلى الله عليه وسلم الراشي والمرتشي.

قال الحسن: ليحقّ باطلًا أو يبطل حقًّا فأما أن تدفع عن مالك فلا بأس، و قال يونس عن الحسن: لا بأس أن يعطي الرجل من ماله ما يصون به عرضه. و روى عثمان بن الأسود عن مجاهد قال: اجعل مالك جنة دون دينك ولاتجعل دينك جنة دون مالك. وروى سفيان عن عمرو عن أبي الشعثاء قال: لم نجد زمن زياد شيئًا أنفع لنا من الرشا، فهذا الذي رخص فيه السلف إنما هو في دفع الظلم عن نفسه بما يدفعه إلى من يريد ظلمه أو انتهاك عرضه."(احکام القرآن للجصاص، سورۃ المائدۃ آیت نمبر 44)

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 2796/45-4381

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Usury is forbidden in the Islamic Shari'ah,  and it is clearly proven in the holy Quran and Hadith. It is a matter of great danger to make any kind of flexibility. In the Holy Qur'an, Allah Almighty has ordered us to avoid usurious transactions with strict words, and also in the hadiths, it has also been strongly condemned; therefore it is not permissible to take usurious loans. If there is a strong reason to do so, point it out and send your query again.

وَ اَحَلَّ اللّٰہُ الۡبَیۡعَ وَ حَرَّمَ الرِّبٰوا....الخ (القرآن الکریم: (البقرۃ، الآیة: 275)
يَا أَيُّهَا الَّذِينَ آمَنُوا لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُّضَاعَفَةً ۖ وَاتَّقُوا اللَّهَ لَعَلَّكُمْ تُفْلِحُونَ۔ (و قوله تعالیٰ: آل عمران، الآیة: 130)

"عَنْ جَابِرٍ، قَالَ: «لَعَنَ رَسُولُ اللهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ آكِلَ الرِّبَا، وَمُؤْكِلَهُ، وَكَاتِبَهُ، وَشَاهِدَيْهِ» ، وَقَالَ: «هُمْ سَوَاءٌ»". (الصحیح لمسلم، 3/1219، کتاب المساقات،دار احیاء التراث ، بیروت۔مشکاۃ المصابیح،  باب الربوا، ص: 243، قدیمی)

"وعن أبي هريرة قال: قال رسول الله صلى الله عليه وسلم: «الربا سبعون جزءا أيسرها أن ینکح الرجل أمه۔ (مشكاة المصابيح:1/246، باب الربوا)

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 2713/45-4215

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

It is not permissible to take commission on collecting donation, but if the committee of the masjid gives you some money as a reward for your hard work and dedication, it will be permissible to take it and the money is halal.

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 2119/44-2160

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

The condition mentioned in the question is not valid. So, if the customer withdraws from buying the shop or is unable to pay the remaining amount and he is not able to buy the shop, then it is obligatory upon you to return the total advance amount to the customer. It is not halal for you to keep the advance amount given by him. Moreover, if you cancel the deal and return the total amount (received as an advance) to him, Allah would reward you for the sympathy you showed to him, In-sha-Allah.  

قال الموفق فی"المغنی" العربون فی البیع ھو ان یشتری السلعۃ ۔۔۔ فیدفع الی البائع درھما او غیرہ علی انہ اخذ السلعۃ احتسب بہ من الثمن والم یاخذھا فذالک للبائع.... وقال ابو الخطاب (من الحنابلۃ ) : انہ لایصح، وھو قول الشافعی و اصحاب الرای". (إعلاء السنن: (6026/12)

العربون والعربان : بیع فسرہ ابن منظور بقولہ:" ھو ان یشتری السلعۃ ویدفع الی صاحبھا شیئا یلی انہ ان امضی البیع جائز حسب من الثمن، وان یمض البیع، کان لصاحب السلعۃ، ولم یرتجعہ المشتری۔
واختلف الفقہاء فی جواز العربون: فقال الحنفیۃ والمالکیۃ واشافعیۃ وابو الخطاب من الحنابلۃ : انہ غیر جائز". (فقه البیوع: (113/1) عَنْ أَنَسِ بْنِ مَالِكٍ , أَنَّ رَسُولَ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ قَالَ:  «لَا يَحِلُّ مَالُ امْرِئٍ مُسْلِمٍ إِلَّا بِطِيبِ نَفْسِهِ» (سنن الدارقطنی 3/424 الرقم 2885) من أقال مسلما بیعتہ أقال اللہ عثرتہ (رواہ ابوداوٴد)

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband

Ref. No. 38 / 1193

In the name of Allah the most Gracious the most Merciful

The answer to your question is as follows:

Their income is not Haram. Some of their acts maybe non Islamic, but this will not make their whole income haram.  

And Allah knows best

Darul Ifta

Darul Uloom Waqf Deoband